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UNDERWRITING & MGA WORKFLOW

Turn AI record exposure into underwriting facts.

Defense-cost-only coverage for compelled production of AI interaction records.

Interpose reads the same custody evidence as Countervail, but interprets it as underwriting information: how volatile the defense cost may be, what facts are missing, what conditions would reduce exposure, and whether the account is eligible.

The trigger is not an AI malfunction. The exposure exists when normal, correct system operation creates records that later have to be preserved, reviewed, and produced in response to a subpoena, regulator, investigation, or litigation hold.

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What underwriting view do you need?

Use Interpose after a Countervail scan, vendor review, or manual intake has identified the AI record custody surface. The workbench turns that surface into eligibility, conditions, referrals, and missing-fact requests.

Review one submission
Load scan or account facts and produce a preliminary risk class, decision, conditions, and RFI checklist.
Manage active accounts
Compare saved submissions by readiness, referral tier, critical facts, drift flags, and decision posture.
View portfolio exposure
See whether repeated custody weaknesses, vendor concentration, or unknown retention creates correlated defense-cost exposure.
UNDERWRITING WORKBENCH
Submission intake, triage, and decision support

Load a scan, get risk class, eligibility decision, coverage conditions and warranties, tiered referral triggers, and an underwriting fact checklist with RFI generation.

Risk class · expected defense-cost volatility
Decision · accept / condition / refer / decline
Referrals · routing to human review
Facts · RFI checklist gating binding
SUBMISSIONS QUEUE
Track account readiness

Return to incomplete submissions, compare open accounts, and identify which accounts need referral, missing facts, or drift review.

PORTFOLIO VIEW
See correlated exposure

A single account may be manageable. A portfolio with repeated unknown retention, weak deletion posture, or vendor concentration may not be.

ICUA METHODOLOGY
Seven stages from scan to sign-off

Every submission walks the Interpose Custody Underwriting Assessment: substrate scan, exposure classification, trigger alignment, condition structuring, fact verification, decision, and human sign-off. The stage strip sits across the top of the workbench and moves as the submission progresses.

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SHARED SUBSTRATE
Interpose consumes the same scan substrate as Countervail: vendor intelligence, custody layer taxonomy, and record class catalog. Where Countervail frames findings as legal exposure, Interpose frames them as defense-cost volatility, controllability reduction, claim severity, and portfolio correlation.
DISTINCT FROM AIUC-1
Other AI insurance products cover what happens when AI breaks or makes mistakes. Interpose covers what happens when AI works correctly but the records it creates get demanded in legal proceedings.
Example: if an AI agent gives a customer bad advice and causes harm, that is AIUC-1. If a regulator subpoenas the customer conversation logs for review, that is Interpose. The AI did nothing wrong in the second case; the records still got compelled.
Both coverages can apply to the same account without overlap.
Interpose MGA LLC / Underwriting Demo / Consolidated Build